Secure Your Future: Comprehensive Protection Advice

Safeguarding your future and that of your loved ones is a responsibility we understand well at Positive Mortgages. Our Protection Advice service is designed to provide you with the knowledge and tools to make informed decisions for the security of your future.

We recognise that every individual and family have unique needs. That's why our protection advice isn't one-size-fits-all. It's tailored, personal, and focused on what matters most to you.

In this comprehensive guide, we'll introduce you to the different types of protection insurances, from life insurance to income protection and critical illness cover. We'll illustrate their significance in providing a safety net for you and your loved ones during life's unpredictable moments.

With Positive Mortgages, you're not just a client; you're a valued member of our community. We're here to educate, persuade, and engage you in the pursuit of a secured tomorrow.

We're here to empower you with the information you need to take proactive steps towards a protected future.

Explore our protection advice services, get a quote, or reach out for a personalised consultation. Let's build a shield around your financial well-being together.

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Tailored solutions for income, health, and life protection

At Positive Mortgages, we believe in more than just financial transactions – we believe in safeguarding your dreams, aspirations, and the people you hold dear.

Our Protection Advice service is built on this foundation to offer tailored solutions for comprehensive protection across three critical areas: income, health, and life.

Quick benefits

When you choose Positive Mortgages for your protection needs, you unlock benefits designed to fortify your security:

Health insurance: prioritise your well-being

Good health is the foundation upon which you build a fulfilling life. Our Health Insurance options are curated to give you access to the best medical care when you need it most.

Whether it's routine check-ups or unforeseen medical emergencies, our plans ensure you receive the care you deserve without compromising your financial stability.

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Critical illness cover: be prepared for life's uncertainties

Life is unpredictable, and sometimes, unforeseen health challenges arise. Our Critical Illness Cover steps in to alleviate the financial burden that comes with a serious illness.

With this protection in place, you can focus on recovery, knowing that your financial well-being remains intact.

In Perth, Kinross, Tayside, Perthshire and surrounding areas, we understand the unique dynamics of the local community. Our protection solutions are localised to cater to the specific needs and circumstances of the vibrant individuals and families in these areas.

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Why choose our protection advice?

When it comes to safeguarding your financial future and ensuring the well-being of your loved ones, the right protection advice makes all the difference.

At Positive Mortgages, we take pride in offering a comprehensive suite of protection solutions tailored to the unique needs of individuals and families.

Tailored solutions for local needs

We understand that the vibrant communities of Perth, Kinross, Tayside,Perthshire and surrounding areas have their own distinct dynamics and priorities. That's why our protection advice is not a one-size-fits-all approach.

Instead, we take the time to understand your specific circumstances, ensuring that our solutions align perfectly with your needs.

Expertise you can trust

Our team of seasoned advisors bring years of experience and knowledge to the table. We're well-versed in the nuances of income protection insurance, health insurance, critical illness cover, and life insurance.

With Positive Mortgages, you're not just getting advice – you're getting guidance backed by expertise.

Comprehensive coverage

From protecting your income stream to ensuring you have access to top-tier healthcare, our protection solutions cover a wide spectrum of needs.

Whether it's safeguarding your earnings, prioritising your well-being, or preparing for life's uncertainties, we have you covered.

Local community, local commitment

We're not just advisors; we're active members of the community. Our commitment goes beyond transactions – it's about building relationships and ensuring the long-term financial well-being of our clients.

Seize the benefits

By choosing Positive Mortgages for your protection advice, you're not just making a decision for today – you're making a decision for your future.

We're here to provide you with the peace of mind that comes with knowing you're protected, no matter what life throws your way.

Explore our protection solutions today or get in touch for a personalised consultation. Let's build a shield around what matters most to you.

Deep dive into services

At Positive Mortgages, we believe that informed decisions lead to better outcomes. That's why we're here to provide you with a comprehensive understanding of our protection services, tailored to the needs of Perth, Kinross, Tayside, Perthshire and Scotland residents.

Understanding income protection insurance

Life is full of uncertainties, but your financial security shouldn't be one of them. Income protection insurance is a safety net designed to ensure that, in the event of unforeseen circumstances, your earnings remain intact.
Positive Mortgages have access to various plans made up of short term, long term cover, tailored to the individuals needs.

The importance of health insurance in today's world

In an ever-changing world, one thing remains constant: your health is your greatest asset. Health insurance provides you with access to quality healthcare, offering peace of mind for you and your family.

Understanding the various benefits health insurance offers is important as medical emergencies can happen anytime and has the potential to use up your savings. Prevent this by availing health insurance to safeguard not just your savings but also your family’s safety.

Critical illness insurance vs. Critical illness cover: what's best for you?

When facing a critical illness, financial worries should be the last thing on your mind. Critical illness insurance and critical illness cover are two distinct approaches to ensuring you're financially prepared in such circumstances.

Critical illness insurance offers additional coverage for critical illnesses like heart attacks, stroke or cancer.

On the other hand, critical illness cover provides a lump sum benefit if you are diagnosed with any of the covered illnesses in the insurance.

We'll guide you through the nuances, helping you make an informed decision based on your unique circumstances.

Accident & sickness: comprehensive coverage for peace of mind

Accidents and sickness can disrupt even the most well-laid plans. That's why comprehensive accident & sickness coverage is paramount.

We'll delve into the specifics, ensuring you have the coverage you need to face the unexpected with confidence.

At Positive Mortgages, our goal is to empower you with knowledge, so you can make decisions that align with your priorities and values.

Frequently asked questions

Navigating the world of protection advice can raise a multitude of questions. At Positive Mortgages, we believe that informed decisions begin with clear, accurate information.

Below, we address some of the most common queries regarding income protection insurance, health insurance, critical illness coverage, life insurance, and accident & sickness plans.

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Common queries and answers:

Income Protection Insurance is a safeguard against the loss of earnings due to illness or injury. It provides a regular income to cover living expenses, allowing you to focus on recovery without financial worry. This normally would provide up to 60% of income.

While the NHS offer excellent care, health insurance can provide additional benefits like faster access to specialists, choice of hospitals, and treatments not covered by the NHS.

Critical illness insurance pays out a lump sum upon diagnosis of a specified illness, whereas critical illness cover may provide ongoing financial support during treatment.

Life insurance provides financial security for your loved ones in case of your passing. It can cover outstanding debts, funeral costs, and ensure your family's financial stability.

Accident & sickness insurance offers financial support if you're unable to work due to an accident or illness. It typically provides a monthly benefit to cover living expenses.

Choosing the right protection plans depends on your individual circumstances, financial situation, and specific needs. Our expert advisors at Positive Mortgages are here to guide you through the process.

Get a customised protection plan today!

Protecting your future starts with a well-informed plan tailored to your unique needs. At Positive Mortgages, we're more than just experts in financial protection – we're your dedicated partners in securing what matters most.

With a comprehensive range of services, including income protection insurance, health insurance, critical illness coverage, life insurance, and accident & sickness plans, we're equipped to safeguard every aspect of your well-being.

Why choose Positive Mortgages for your protection needs?

  • Our advisors are rooted in Perth, Kinross, Tayside, Perthshire and Scotland. This means you benefit from insights crafted specifically for your local dynamics, backed by a global understanding of financial protection.
  • From income protection to life insurance, we offer a wide spectrum of services. Our approach is always tailored to your unique circumstances, ensuring you receive the coverage you need, no more, no less.
  • Navigating the world of protection insurance can be complex. That's why we're here to provide clear, straightforward advice. Our 25 years of industry experience equips us with knowledge to answer your questions, address your concerns, and ensure you're able to make decisions with confidence.
  • Your well-being and financial security are at the heart of everything we do. When you partner with Positive Mortgages, you're not just a client – you're a valued member of our community, and your future is our utmost priority.

Need expert advice in deciding which insurance to get? Book a face-to-face consultation with our expert advisors today. Take the first step towards a secure tomorrow. Together, let's build a protection plan that gives you the peace of mind you deserve.

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